For any intrepid traveler, finding great deals on airfares is one of the best ways to save money as you travel. And fortunately, there’s an app on the market that can help you do just that. Hopper is a smartphone app (available in the Apple app store) that can tell you the cheapest time to fly to locations all around the world and find you the cheapest deals on airfare. Knowing the right time to book can save you up to 40% on airfare alone.

If the lure of a better life overseas is strong, but you’re worried about the logistics of managing your money in a foreign locale, take heart. It’s not as complicated as you may fear. Bank accounts…Social Security…credit cards…exchange rates…our team of expat experts weighs in here with lessons learned and real-world guidance to help you manage your money abroad with confidence and ease.

In many great-value places overseas, a couple can live comfortably on less than $2,000 a month. It means that instead of pinching pennies, you can relax, travel, eat out, and lower your stress level. Your quality of life increases, even though you’re spending less.

Before the automobile came along, people lived life on a more intimate scale. You shopped at the local butcher, baker, and grocer (whom you knew by name). The café downstairs, or down the street, was your second home, and its patrons your second family. You scheduled your day by how long it took to walk from place to place...and nobody was in a rush, anyway.

Did you know you can download and read your entire October issue as a PDF? Simply click on the link below and discover the secrets to retiring and investing overseas.