Marsha Scarbrough

Age restrictions on getting a Spanish mortgage (called a hipoteca) vary by lender from 60 to 75 years. It may help to put a younger relative on the title with you, but their financials will be scrutinized along with yours. Over 60, banks usually limit the term to 20 years (or less).

Good choice! You have taken the first step by deciding on Torrevieja. It seems like you’ve already done a scouting trip and found your new home. If you have a passport from a country in the European Union, you can just move and register with the immigration authorities when you arrive. If not, go to the website of the Spanish Embassy in Washington DC (if you are American; if you are Canadian, go to the website of the Spanish Embassy in Canada).