Silver, Gold, or Platinum? Malaysia’s 3 Tiers to Residency

After trying out a few different residency by investment schemes over the last few years, Malaysia is finally seeing success with its latest offering. The revamped Malaysia My Second Home (MM2H) program brought a cool $102 million in investment into the country in 2024.

The plan offers foreign nationals the opportunity to live in the country through a tiered system. It’s divided into Silver, Gold, and Platinum tiers. For each, you must deposit a fixed amount in a Malaysian bank and purchase a residential property.

All tiers are renewable if the conditions continue to be met. In addition, you’re allowed to withdraw 50% of the bank deposit to buy your property, as long as it’s repaid within five years.

Your immediate family, unmarried children up to age 34, and in-laws can also get the right to move to Malaysia. If you’re over 60, you’ll need to purchase Malaysian medical insurance and undergo a medical exam.

Additional Pros:

• Part-time living: To keep the visa active, you need to spend just 90 days a year inside the country.
• Territorial tax: Malaysia won’t tax you on foreign source income, as long as it was subject to taxation in the country where it was received.
• Ease of integration: One of the big attractions of Malaysia is that it’s an English-speaking country.

Learn more about expat life in Malaysia here.