Mike D. Says:
Can you point me towards any private health insurance providers in Costa Rica?
IL Costa Rica Correspondent Bekah Bottone Says:
Hi Mike,
The quality of available healthcare is a major deciding factor when relocating abroad.
You can have private insurance in Costa Rica even if you live here part-time. The only thing the law says is that if you want to use the insurance outside of Costa Rica, you have to prove you live at least 6 months a year in the country. If you only want to use it here, then there is no problem if you are outside of Costa Rica for longer.
I have a few contacts I’m happy to share with you.
Please take the time to reach out to each of them so you can find information and plans that meet your specific needs.
Freddy Pacheco, from Best Insurance Costa Rica, works with all insurance companies in Costa Rica. He offers car, home, life, hotels, commercial, and health insurance.
Freddy shares, “Regarding health insurance, we always recommend ASSA BLUE (formerly BCBS) as they offer the best rates and coverages in the market. Rates are per person per year, but six-month payment options are also available. Plans are good for digital nomad purposes. Being a resident won’t make a difference in price as the risk of an accident or medical condition is the same
“If you’re over 64 and 11 months old when signing up, medical tests are needed to get coverage. Pre-existing conditions are not usually covered (except for high blood pressure).”
If you also want to check out auto or home insurance quotes, email Freddy’s team at support@bestinsurancecr.com.
Another person a few friends recommended to me was Roberto Merino. You can contact him at romerinob@yahoo.com or (506) 88164685. He has worked for the company mentioned above, ASSA, but is now also branching out for his own business.
All Insurance CR, owned by Phil Eitman, is another resource to contact to learn more about your insurance options in Costa Rica.
International Living contributor Kathleen Evans has used this company in the past. Kathleen is super grateful her insurance, under BMI, covered over $100k (probably would have been half a million in the US) of services she received over the past year.
Good luck with your search and finding the perfect coverage.